• What Is a Doctor or Physician's Home Loan?

    What Is a Doctor or Physician's Home Loan? ,Joseph Speakman

    Tailored to Unique Financial Profiles High Debt-to-Income Ratio: Many physicians have substantial student loan debt but also have the earning potential to manage it. Doctor Loans often consider this unique financial profile, making homeownership more accessible by factoring in future earni

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  • Is the Housing Market Going To Crash? Here’s What Experts Say

    Is the Housing Market Going To Crash? Here’s What Experts Say,KCM Crew

    If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.The data doesn’t point to a crash. It points to slow, continued growth.And sure, it’s going to vary by local area. Some markets will see price

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  • The $280 Shift in Affordability Every Homebuyer Should Know

    The $280 Shift in Affordability Every Homebuyer Should Know,KCM Crew

    If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit e

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  • 2026 Housing Market Outlook

    2026 Housing Market Outlook,KCM Crew

    After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.More Homes Will SellWith all of the affordability challenges at play

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  • Why More Buyers Are Turning to New Construction This Year

    Why More Buyers Are Turning to New Construction This Year,KCM Crew

    There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal.Builders are offering serious incentives today, and people are jumping on t

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  • August 2025 Central Ohio Housing Report from Columbus REALTORS®

    August 2025 Central Ohio Housing Report from Columbus REALTORS®,Joseph Speakman

    August 2025 Central Ohio Housing Report from Columbus REALTORS® Sortable Housing Stats by School District/County Central Ohio Housing Statistics COLUMBUS, Ohio (September 23, 2025) — As the summer selling season comes to a close, housing sales were up 3% in central Ohio in August 2025 when com

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  • Don’t Let Unrealistic Pricing Cost You Your Move

    Don’t Let Unrealistic Pricing Cost You Your Move,KCM Crew

    These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.And the risk is

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  • Why Home Prices Aren’t Actually Flat

    Why Home Prices Aren’t Actually Flat,KCM Crew

    If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.In most places, prices aren’t flat at all.What the Data Really ShowsWhile w

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  • Why Experts Say Mortgage Rates Should Ease Over the Next Year

    Why Experts Say Mortgage Rates Should Ease Over the Next Year,KCM Crew

    You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here's why.The Link Between Mortgage Rat

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  • Why October Is the Best Time To Buy a Home in 2025

    Why October Is the Best Time To Buy a Home in 2025,KCM Crew

    If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:“By mid-October, buyers across much of the country may finally find the comb

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  • What Buyers Say They Need Most (And How the Market’s Responding)

    What Buyers Say They Need Most (And How the Market’s Responding),KCM Crew

    A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):Here’s the good news. While the broader economy may

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  • Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

    Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers,KCM Crew

    If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you're buying. So, let’s break them down.What Are Closing Costs

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  • Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

    Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash,KCM Crew

    If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to:More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able

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  • Why Buyers and Sellers Face Very Different Conditions Today

    Why Buyers and Sellers Face Very Different Conditions Today,KCM Crew

    There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what's happening in your state?These 3 maps show how the split is playing out across the country. In each one:Darker Shades of

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  • 3 Reasons Affordability Is Showing Signs of Improvement This Fall

    3 Reasons Affordability Is Showing Signs of Improvement This Fall,KCM Crew

    For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too. And a number of people hit pause because it just didn’t feel possible. Maybe you were one of them.But there’s some encouraging news. If you’ve been waiting for a b

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  • Do You Know How Much Your House Is Really Worth?

    Do You Know How Much Your House Is Really Worth?,KCM Crew

    Want to know something important you probably don’t have a professional check for you nearly as often as you should? Spoiler alert: it’s the value of your home.Because here’s the reality. Your house is likely the biggest financial asset you have. And if you’ve lived in it for a few years or more, ch

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  • Why Now May Be a Key 2025 Moment To Sell Your House

    Why Now May Be a Key 2025 Moment To Sell Your House,KCM Crew

    Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compa

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  • What a Fed Rate Cut Could Mean for Mortgage Rates

    What a Fed Rate Cut Could Mean for Mortgage Rates,KCM Crew

    The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion.The Fed Doesn’t Directly Set Mortgage RatesRight now, all eyes are on the Fed. Most economists expect they'll cu

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  • Patience Won’t Sell Your House. Pricing Will.

    Patience Won’t Sell Your House. Pricing Will.,KCM Crew

    Waiting for the perfect buyer to fall in love with your house? In today’s market, that’s usually not what’s holding things up. And here’s why.Let’s be real. Homes are taking a week longer to sell than they did a year ago. According to Realtor.com:“Homes are also taking longer to sell. The typical ho

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  • Mortgage Rates Just Saw Their Biggest Drop in a Year

    Mortgage Rates Just Saw Their Biggest Drop in a Year,KCM Crew

    You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year.What Sparked th

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